| ECOA NOTICE: If your application for credit is denied, you have the right to a written
statement of the specific reasons for the denial. To obtain the statement, please contact us within 60 days from the date
you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of
receiving your request for the statement. The federal Equal Credit Opportunity Act prohibits creditors from discriminating
against credit applicants on the basis of race, color, religion, national origin, sex,
marital status, age (provided the
applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from
any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit
Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade
Commission, Equal Credit Opportunity, Washington, D.C. 20580. |